This is a good solution for new drivers, or drivers with many accidents on file. Every year and even if you have insurance with your company, start searching for a better or cheaper option a month before your renewal date. When it’s time to renew your insurance policy, you always see and see if your current insurer has added any additional charges.
Sometimes this fee is not needed and they can be forgiven. If you get one and a motor insurance renewal company which offers better value for money, make sure you tell your current person that you are thinking of moving forward.