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October 2018

Insurance

Save your money by renewing your motor insurance

This is a good solution for new drivers, or drivers with many accidents on file. Every year and even if you have insurance with your company, start searching for a better or cheaper option a month before your renewal date. When it’s time to renew your insurance policy, you always see and see if your current insurer has added any additional charges.

Sometimes this fee is not needed and they can be forgiven. If you get one and a motor insurance renewal company which offers better value for money, make sure you tell your current person that you are thinking of moving forward.

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Automotive

Finding the right company for van purchase

You have felt the need of purchasing a commercial van for your business. However, you are unsure of the company from where you would make the purchase. You need to research a bit or take reviews from those that have made a recent purchase. The best company that offers you the ideal van for sale Singapore is the one that is reputed, reliable, recommended and experienced. You can check out the fleet of vans and the brand available with the shortlisted companies.

Goldbell is the ideal company that offers high quality and branded van for sale in Singapore. Get in touch with the company representatives to get a quote on the vans available.

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Automotive

Preparing for Your New Car Purchase

It can be an exciting time to begin looking for a new car. It can also be a very tedious process, however. There are many times when you may feel like you are never going to find the right one with the right price. Most people spend time looking at several places before they make a final decision. The process can be much easier when you prepare ahead of time. Your credit score and income have a big impact on your ability to be approved.

Credit Score

You must work with a lender to get a car financed. Availability of these loans is heavily dependent on your credit score. If you have not checked your score lately, be sure to find out what it is before you go in to look at cars. If your score has dropped over the years, take some time to work on this before purchasing a car. Otherwise, you may end up with an extremely high interest rate. You can take the time to pay off collections or dispute them. You may also need to get caught up on your debt. Credit card debt makes a big impact. Resolve these issues before adding more debt.

Income

The amount of money that you make can also have an impact on your ability to be approved for a new car loan. You are often required to supply the lender with recent paycheck stubs going back about three months. You may also need to provide your most recent tax documents. If your income has changed drastically, you can pick up a small job on the side to show more earnings before you apply for the car loan. Be sure to look at cars in your price range so that the payments do not get overwhelming. A Mitsubishi dealer in Phillip has some great affordable options.

Down Payment

When you go to purchase your car, you must put down a minimum payment to start your lending contract. You can significantly impact your monthly payments when you make this payment larger. When you pay more upfront, there is less to finance. This can also help you with approval. If you cannot afford a large down payment, it may be more cost efficient to wait and save up more. Some car dealerships may give you an amount that they expect you to pay or ask for you to trade in your current vehicle. Trade ins help take off money from the loan immediately, as well.

A new car can be fun to shop for. You may spend several days out walking around lots and test driving different vehicles. Take the time to prepare ahead of time, however. Begin to work on your credit months before you need to take out a car loan. You can even boost your income with an extra job a few months before you apply. Your down payment can significantly change the amount that you owe later. When you start early and prepare properly, the car buying experience can be much easier.

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Automotive

Five Compelling Reasons to Buy a Brand New SUV

Buying a new SUV is a serious decision but can represent a significant moment in your life. You want your vehicle to go through life with you and potentially grow old with you. Because you have decided to get an SUV it is time to determine whether to get a brand-new or used car. Although you can save a significant amount of money when you buy a used SUV, there are many good reasons to buy a new one:

Get Attractive Financing

Buying a new SUV provides you the opportunity to enjoy financing incentives you can use. This makes it possible for you to fit your monthly payments into your budget. Also, you can benefit from low-interest rates which come available with new SUVs. In fact, buying a new car lets you choose a loan term that works for your situation.

Enjoy a Discount

The market for brand-new SUVs is very competitive. Manufacturers produce the same model and want to take a big slice of the market share. Thus, they can give you a big discount on the price when you visit a showroom. Discounts are even possible when you buy a new SUV around the end of the year or month since manufacturers might make way for newer models. They will want to move their inventory faster to accommodate the upcoming ones. New models don’t have to be always expensive. You can still get cheap suv cars out there that suit your budget.

You Enjoy a Good Warranty

You can expect new car manufacturers to provide you with a good warranty to prove the durability and quality of their models. This warranty has longer coverage than what you can get from a used car warranty.

Low Maintenance Cost

A brand new model hasn’t been used by anyone else, which means it hasn’t been on the road. It is in a perfect shape and without any wear and tear problems. This means that you do not need to spend money on maintenance during the first few months of using your vehicle. But remember to take your SUV for a periodic maintenance to keep in good running condition. Usually, you will need to bring it after reaching a particular mileage or some age in your vehicle. Periodic maintenance activities will include brake pad change, oil change, and others.

You Get the Latest Features

Usually, a two-year-old SUV and a brand new one have no difference in features. But, car makers usually roll out huge changes to their product line, with new features and designs to their vehicles. You need to purchase a new SUV if you want these features.

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